What are Points?

Points are a beta feature, and some shoppers have early access. If you have access, you'll see your points balance depicted with a purple star at the top of your app navigation bar, like this:

You can get special rewards by earning Points. Points can be earned through badges, offers, Treasure Spin, Quests, and other fun challenges and limited-time promotions to come. Points can then be redeemed for Cards.

The following conditions apply

  • Points have no cash value.
  • When multiple accounts must be merged, Points balance will not transfer.
  • Otherwise, unused Points don't expire and can be used as soon as you have enough to trade them for a Card, or you can save up to trade them in for higher value Cards.
  • Points may be traded in for some types of Cards a limited number of times per day.
  • Some shoppers may have access to different types of Cards. Available Cards and trade-in values for each will continue to vary from account to account as the feature is still the the experimental stages.
  • If a Tophatter Credit Card-type is available, consider when you plan on shopping next to decide when to trade Points for those Cards. After you trade points for Cards offering Tophatter Credit, the credit does have an expiration date. The Tophatter Credit expiration date and time will be shown in your Wallet.
  • Accounts can be blocked from making additional purchases if fraud or abuse is discovered.